This communication is from a debt collector attempting to collect this debt for the current creditor and any information obtained will be used for that purpose.

Systems & Services Technologies, Inc.’s NMLS number is 950746.  For more information about Systems & Services Technologies, Inc., please visit www.nmlsconsumeraccess.org.

If you wish to make a complaint against Systems & Services, Technologies, Inc., you may do so at www.bbb.org , www.consumerfinance.gov/complaint/, or contact us directly by email at [email protected], or write us at “Systems &  Services Technologies, Inc., c/o Compliance Department, 4315 Pickett Rd., Saint Joseph, MO 64503.”

Arizona Residents Only

Systems & Services Technologies Inc. is licensed in Arizona as a collection agency, License No. CA-0910063. 

Arkansas Residents Only

Systems & Services Technologies Inc. is licensed in Arkansas as a collection agency, License Nos. 5195 and 6463CA-0910063. 

California Residents Only

The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov

Nonprofit credit counseling services may be available in the area.

Systems & Services Technologies, Inc. is licensed as a collection agency in California, License No. 10913-99.

Chicago, Illinois Residents Only

Systems & Services Technologies, Inc. is licensed as a collection agency in Chicago, Illinois, License Nos. 2271040 and 2796562.

Colorado Residents Only

Systems & Services Technologies, Inc. is licensed as a supervised lender in Colorado, License No. SUP-4000607. 

Delaware Residents Only

Systems & Services Technologies, Inc. is licensed as a collection agency in Delaware, License Nos. 2016600399 and 2023704291.

Florida Residents Only

Systems & Services Technologies, Inc. is licensed as a collection agency in Florida, License No. CCA0900436. 

Georgia Residents Only

Systems & Services Technologies, Inc. is licensed as an installment lender in Georgia, License No. 950746.

Hawaii Residents Only

Systems & Services Technologies, Inc. is licensed as a collection agency in Hawaii, License No. COLA-550.

Idaho Residents Only

Systems & Services Technologies, Inc. is licensed as a regulated lender in Idaho, License Nos. RRLB-11199 and RRLB -11096, and as a collection agency, License No. CCA-7333.

Illinois Residents Only

Systems & Services Technologies, Inc. is licensed as a collection agency in Illinois, License Nos. 17.022084 and 009.001830.

Indiana Residents Only

Systems & Services Technologies, Inc. is licensed as a collection agency in Indiana, License Nos. 950746 and 2479888.

Kansas Residents Only

Systems & Services Technologies, Inc. is licensed as a supervised lender in Kansas, License Nos. SL.0026364 and SL.0026918-BR.

Louisiana Residents Only

Systems & Services Technologies, Inc. is licensed as a collection agency in Louisiana, License No. 366632391.

Maine Residents Only

Systems & Services Technologies, Inc. is licensed as a loan servicer in Maine, License Nos. SVR12320 and SVR SVB16089.

Maryland Residents Only

Systems & Services Technologies, Inc. is licensed as a collection agency in Maryland, License No. 04-7473.

NMLS ID #: 943740.

Massachusetts Residents Only

NOTICE OF IMPORTANT RIGHTS

You have the right to make a written or oral request that telephone calls regarding your debt not be made to you at your place of employment. Any such oral request will be valid for only ten days unless you provide written confirmation of the request postmarked

or delivered within seven days of such request. You may terminate this request by writing to the debt collector.

Systems & Services Technologies is licensed as a third party loan servicer in Massachusetts, License No. LS950746.  For more information about this license or to contact the regulator responsible for administering this license, visit https://www.mass.gov/orgs/division-of-banks. 

To submit a complaint against Systems & services Technologies, please visit www.mass.gov/consumer-complaints. 

Minnesota Residents Only

Systems & Services Technologies, Inc. is licensed as a collection agency in Minnesota, License Nos. 40075651 and 40875553.

This collection agency is licensed by the Minnesota Department of Commerce.

Montana Residents Only

Systems & Services Technologies, Inc. has a consumer loan license in Montana, License Nos. 950746 and  2479888.

Nebraska Residents Only 

Systems & Services Technologies, Inc. has an installment loan company license, and is licensed as a collection agency in Nebraska, License No. 1537.

New Hampshire Residents Only

Systems & Services Technologies, Inc. is licensed as a small loan lender in New Hampshire, License No. 950746SM.

New Jersey Residents Only

Systems & Services Technologies, Inc. is licensed as a collection agency in New Jersey, License Nos. 17951 and 19880.

New York City Residents Only

To New York City residents: This collection agency is licensed by the Department of Consumer Affairs of the City of New York; License # 1308705.

We are attempting to collect a debt and any information obtained will be used for that purpose.

You may not obtain from SST a translation of any communication into a language other than English.  A translation and description of commonly-used debt collection terms is available in multiple languages on the Department’s website, www.nyc.gov/dca.

North Carolina Residents Only 

Systems & Services Technologies, Inc. is licensed as a collection agency in North Carolina, License Nos. 102795 and 520993202.

North Dakota Residents Only 

Systems & Services Technologies, Inc. is licensed as a collection agency in North Dakota, License Nos. CA103027 and NDBR2479888.

Oregon Residents Only 

Systems & Services Technologies, Inc. is licensed as a collection agency in Oregon, License No. CA-49430.

Pennsylvania Residents Only 

Systems & Services Technologies, Inc. is licensed as a collector-repossessor in Pennsylvania, License Nos. 39843 and 105014.

South Dakota Residents Only 

Systems & Services Technologies, Inc. is licensed as a money lender in South Dakota, License Nos. MYL.3193 and 2479888.MYL-br.

Tennessee Residents Only 

Systems & Services Technologies, Inc. is licensed as a collection agency in Tennessee, License No. 1071.

This collection agency is licensed by the Tennessee Collection Service board, State Department of Commerce and Insurance.

Texas Residents Only

Systems & Services Technologies, Inc. is licensed as a regulated lender, License Nos. RL-161192 and 1500053619-166401, and as a collection agency, TX State Bond Registration 8953611, in Texas.

Utah Residents Only 

As required by Utah law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit reporting agency if you fail to fulfill the terms of your credit obligations.

Washington Residents Only 

Systems & Services Technologies, Inc. is licensed as a collection agency in Washington, License Nos. 602796006 001 0001 and 602796006 001 0004.

West Virginia Residents Only 

Systems & Services Technologies, Inc. is licensed as a collection agency in West Virginia, License No. 2187-9857.

Wyoming Residents Only 

Systems & Services Technologies, Inc. is licensed as a collection agency in Wyoming, License Nos. CAB 1505 and CAB 1916.

Yonkers, New York Residents Only

Systems & Services Technologies, Inc. is licensed as a collection agency in Tenessee, License Nos. 9838 and 10747.